Proof of Funds for Thailand Visas in 2026 — ฿20,000 to ฿3 Million, Visa by Visa, and How Long the Money Must Sit (Checked 24 September 2026)
The official minimums on 24 September 2026: ฿20,000 for a visa-exempt arrival or tourist visa, ฿500,000 for the DTV, ฿800,000 or ฿65,000 a month for retirement, ฿3 million for the O-X, and the LTR's dollar thresholds. How long each balance must be held, and where embassies ask for more than the e-Visa site.
These are the amounts on the official pages on 24 September 2026. Where an embassy asks for more than Thailand's e-Visa site, both figures are shown. Apply with the figure of the office you actually apply to.
The amounts
| Visa or stay | Money you must show | Evidence | Held for |
|---|---|---|---|
| Visa exemption (arrival without a visa) | ฿20,000 per person, ฿40,000 per family | cash or equivalent, if the officer asks | not specified |
| Tourist visa (TR) | ฿20,000 | bank statement for the last 3 months, or a sponsor letter | 3-month statement |
| Destination Thailand Visa (DTV) | ฿500,000 | bank statement for the last 3 months, or a sponsor letter | 3-month statement |
| Non-O retirement, applied for abroad | ฿800,000 balance or ฿65,000 a month income | 3-month statement or proof of income, any bank | 3-month statement |
| O-A (1-year retirement, multiple entry) | ฿800,000 or ฿65,000 a month | 3-month statement or proof of income | 3-month statement |
| Retirement extension inside Thailand | ฿800,000 or ฿65,000 a month or income plus deposit adding up to ฿800,000 a year | letter from a bank in Thailand plus the passbook | 2 months before applying, 3 months after approval, then never below ฿400,000 |
| O-X (5 + 5 years, 14 nationalities incl. US and UK) | ฿3,000,000 deposit or ฿1,800,000 plus ฿1,200,000 a year income | 3-month statement plus a Thai-language deposit certificate, in a bank in Thailand | Bangkok immigration: at least 1 year, then withdrawals only for spending in Thailand, keeping ฿1,500,000 |
| LTR, Wealthy Pensioner (age 50+) | passive income of $80,000 a year, or $40,000–80,000 plus $250,000 invested in Thailand | – | – |
| LTR, Wealthy Global Citizen | $1 million in assets plus $500,000 invested in Thailand before applying | – | – |
| LTR, Work-from-Thailand / Highly-Skilled | $80,000 a year, or $40,000–80,000 with a master's degree | – | – |
Health insurance is a separate requirement on three of these. O-A: at least $100,000 or ฿3,000,000 of cover, with the Foreign Insurance Certificate form from longstay.tgia.org. O-X: at least ฿40,000 outpatient and ฿400,000 inpatient, from a Thai insurer. LTR: $50,000 of cover, or Thai social security, or $100,000 held on deposit for 12 months.
Visa-exempt stays are 30 days from 15 September 2026, down from 60, under a rule published in the Royal Gazette on 31 August 2026 (Tourism Authority of Thailand, 1 September 2026).
Where embassies ask for more
The e-Visa site sets the national minimum. Embassies publish their own conversions, and several are stricter.
- Washington DC asks for $700 per person at the end of every month for three months for a tourist visa (about ฿23,400 at 24 September's rate, above ฿20,000). For Non-O retirement it asks for $30,000 in every monthly statement, about ฿1,003,000, not ฿800,000. For the DTV, $16,000, about ฿535,000. The DC pages were updated between 1 July and 10 September 2026.
- London has two pages that disagree. A 2022 page asks for £10,000 for Non-O and £20,000 (or £1,625 a month) for O-A, with one month of statements. A page dated 4 April 2024 asks for £18,000 or £1,500 a month. At 24 September's rate £18,000 is ฿796,900, just under ฿800,000. If you apply in London, hold a margin above £18,000. The London DTV page (8 September 2026) asks for £12,000.
- Combining income and savings for retirement is accepted by Thai immigration and by the DC embassy. The e-Visa site's retirement page does not mention it.
The ฿800,000 retirement deposit, month by month
This is the requirement people get wrong most often, because the rules are about time, not only the amount (Immigration Order 2.22).
- The money must sit in a Thai bank account in your name for two full months before you apply for the extension.
- After the extension is approved it must stay at ฿800,000 for three more months.
- After that you may spend from it, but the balance must never fall below ฿400,000 until the next application, when it must be back at ฿800,000 for two months beforehand.
The immigration rule does not require the money to arrive from abroad. Some offices ask for it anyway, so if you are moving the deposit into Thailand, a SWIFT transfer in your own currency leaves the cleanest record. Wise cannot issue a foreign-transfer confirmation. The costs of each route are in how to send money to Thailand. For the O-A, if an insurer refuses you cover, immigration accepts ฿3,000,000 held on deposit for two months instead of the insurance.
Statements that get accepted
- A PDF statement the bank generates, with your name and the bank's name on it, dated within the window the office asks for. For the application-based visas an app screenshot is not enough.
- The balance on every statement date, not only the latest one, when an office specifies "each month" (DC does).
- For the in-country extension, a bank letter dated the same day or a day before your appointment, plus the updated passbook. Open the Thai account early, since the two-month count starts when the money lands; see opening a Thai bank account.
A credit limit does not count as funds, and a joint account may be questioned unless both names are on it.
Sources
Checked on 24 September 2026:
- Thailand e-Visa: tourist visa, DTV, retirement (Non-O, O-A, O-X)
- Immigration Bureau, Order 2.22 on retirement extensions (document uploaded November 2023); Bangkok Immigration O-X requirements (2022 document)
- Royal Thai Embassy Washington DC: tourist visa (27 August 2026), DTV, Non-O retirement (1 July 2026), O-A (1 September 2026), O-X
- Royal Thai Embassy London: DTV (8 September 2026)
- Royal Thai Consulate-General Los Angeles, visa exemption (funds requirement, updated May 2023)
- Tourism Authority of Thailand, new 30-day and 15-day visa exemption rules from 15 September (1 September 2026)
- Board of Investment, LTR visa (undated page)
Baht conversions use Wise's mid-market rates at 02:29 on 24 September 2026: ฿33.4355 per dollar and ฿44.2736 per pound.